I typically make this for our Halloween gathering and everyone seems to like it. We prepare toppings that people can use (or not) on the side: sliced green onion, cilantro leaves, sliced olives, sour cream, shredded cheeses, minced jalapeno. I also typically roast up some butternut squash in the oven and then add it into the chili with the beans at the end. It is a bit time consuming but worth it.
LOVED this!! I added pumpkin pie spice and red pepper flakes. It was relish!