How to Make It
Combine first 3 ingredients in a medium microwave-safe bowl; microwave at HIGH 2 minutes or until mixture comes to a boil. Stir in jalapeño peppers. Let stand 25 minutes.
Combine 2 tablespoons cilantro, lime juice, and next 4 ingredients (through garlic) in a medium bowl, stirring with a whisk. Add tomato and next 4 ingredients (through beans); toss gently to coat.
Place cheese in a medium saucepan; sprinkle with cornstarch, and toss to combine. Add milk. Cook over low heat until cheese melts and mixture thickens, stirring constantly with a whisk. Add hot sauce, stirring with a whisk.
Drain jalapeño mixture; discard liquid. Arrange chips in a single layer on a large platter. Reserve 1/2 cup bean salsa; arrange remaining salsa evenly over chips. Drizzle with cheese sauce; top evenly with avocado. Top evenly with remaining 1/2 cup bean salsa, remaining 1/4 cup cilantro, and jalapeños. Serve immediately.