To prepare the muffins: Preheat the oven to 350 °F. In a container, combine the ground Cheerios™ with the quinoa flour, potato starch, cinnamon, baking powder, baking soda and salt. In a separate container, combine the coconut oil and sugar. Add the egg and mashed banana. Add the apples and incorporate to the Cheerios™ mix. Pour the batter into the individually-lined muffin pan. To prepare the topping: Combine all the ingredients and drizzle about 1/2 teaspoon of the mix over each muffin. Bake for 30 minutes or until muffins are golden brown. Serve and enjoy!