Preheat oven to 350. Oil a 9x5 loaf pan. Line pan with aluminum foil & oil the foil.
Combine: suger, baking powder baking soda,salt, pumpkin pie spice,& flour in a large mixing bowl.
Add: water, eggs, salad oil & pumpkin & beat well until thoroughly combined & smooth.
Stir in chocolate bits & chopped almonds.
Turn mixtue into loaf pan. Bake at 350 for 1 hr. & 15 mins.
Let cool in pan. Remove & chill. Serve with cream cheese.
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