Lightly spoon flour into dry measuring cups; level with a knife. Follow manufacturer's instructions for placing flour and next 8 ingredients (flour through water) into bread pan; select dough cycle, and start bread machine. Remove dough from machine (do not bake).
Preheat oven to 350°.
Turn dough out onto a lightly floured surface; rub with oil. Shape into a 12-inch long loaf. Place loaf on a baking sheet. Combine cheese, 1 teaspoon rosemary, and garlic powder; sprinkle over top of loaf. Bake at 350° for 45 minutes or until loaf sounds hollow when tapped. Remove from pan; cool on a wire rack.