Combine first 9 ingredients in a medium bowl; stir well. Shape mixture into a 9- x 5-inch loaf; place on a rack in a lightly greased roasting pan. Arrange bacon slices over loaf. Bake at 350° for 1 hour and 30 minutes. Sprinkle cheese over meat loaf, and bake an additional 5 minutes. Let stand 10 minutes before serving.