Combine all ingredients except cheese in microwave-safe bowl. Microwave covered at HIGH 2 minutes, stirring once halfway through. Mash with fork, then stir in cheese. Microwave an additional 30 seconds or until cheese is melted. Garnish, if desired, with additional cheese, sour cream and/or salsa and serve with veggie dippers or chips.
Go to http://www.countrycrock.com/Recipes/11040/1/Quick-Easy-Bean-Dip.aspx for more recipe details and nutrition information.