1. Stir together 1 (14 1/2-oz.) can stewed Mexican-style tomatoes, undrained; 1 (31-oz.) can refried beans; 1 tsp. chili powder; and 1/2 tsp. cumin. Place bean mixture into a lightly greased 2-qt. baking dish. Sprinkle evenly with 1 cup (4 oz.) crumbled queso fresco. Bake at 350° for 25 minutes or until thoroughly heated. Let stand 5 minutes before serving. Garnish with cilantro sprigs, if desired.