Preheat oven to 350. Pour milk over bread slices in small bowl; let stand 5 minutes.
Combine, beef and next 7 ingredients in large bowl.
Shape mixture into 9x5 loaf pan. Place on lightly greased rack; arrange bacon over loaf.
Whisk ketchup and remaining ingredients in small bowl. Pour 1/3 mixture over top of loaf; bake 15 minutes; let stand 10 minutes.
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