Combine baking mix, ham, and cheese in a large bowl. Make a well in center of mixture. Combine half-and-half, oil, and egg; add to dry ingredients, stirring just until dry ingredients are moistened.
Spoon into greased muffin pans, filling two-thirds full. Bake at 400° for 11 to 12 minutes or until a wooden pick inserted into center comes out clean. Remove from pans immediately.
Christmas with Southern Living 1999
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