Habaneros are among the hottest of chiles. Removing the seeds and membranes lessens the heat. Be sure to wear gloves, and don't touch your eyes when handling hot peppers.
Stir together first 9 ingredients in a small bowl. Cover and chill at least 1 hour. Garnish, if desired. Serve with tortilla chips.
*1 jalapeño pepper, seeded and minced, can be substituted.
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