Serve fresh fruit and cut-up angel food cake as dippers for this thick, puddinglike fondue. If you don't have a fondue pot, warm a small bowl for each person. Spoon fondue into bowls, and serve immediately.
Bring first 5 ingredients to a simmer in a large saucepan over medium heat; cook 5 minutes, stirring constantly. Reduce heat to medium-low; cook 2 minutes or until mixture is smooth, stirring constantly.
Place chocolate in a medium bowl. Pour milk mixture over chocolate; stir until smooth. Transfer chocolate mixture to a fondue pot. Keep warm over a low flame.