1. Set your crock pot on medium to high heat initially in order to melt the cheese.
2. Add the cream cheese to the crock pot. Shred the pepper jack and add to the crock pot. (Choose the cheddar if you wish for it to be more mild.)
3. Add the ranch, hot sauce, red pepper flakes, and habanero to the pot and allow time for all of the components to melt.
4. Reduce heat to low and serve with tortilla chips, celery, cucumbers, etc!
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