To make ahead, stir together bean mixture the day before; cover and chill. Let sit at room temperature 30 minutes before baking.
Process bacon and next 5 ingredients in a food processor until smooth, stopping to scrape down sides.
Spread bacon mixture into a 1-quart baking dish or a 9-inch pie plate.
Bake at 350° for 20 minutes; sprinkle cheese evenly over top, and bake 5 more minutes. Serve immediately with chips.
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