MIX crumbs and margarine; press onto bottom of 13x9-inch dish. Refrigerate.
BEAT Neufchatel and sugar in medium bowl with whisk until blended. Stir in 1 1/2 cups COOL WHIP; spread over crust. Top with bananas.
BEAT pudding mixes and milk with whisk 2 min.; spread over bananas. Top with remaining COOL WHIP and chocolate. Refrigerate 3 hours.
Nutritional Information Calories: 130 Total fat: 6 g Saturated fat: 3 g Cholesterol: 5 mg Sodium: 200 mg Carbohydrate: 17 g Dietary Fiber: 1 g Sugars: 9 g Protein: 2 g Vitamin A: 6% DV Vitamin C: 2% DV Calcium: 6% DV Iron: 0% DV
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