For a faster fix, opt for 2 cups of a preshredded cheese blend.
10 to 12 appetizer servings
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1 (8-ounce) container sour cream
1 (1 1/4-ounce) envelope taco seasoning mix
1 (16-ounce) can refried beans
1/2 cup sliced pickled jalapeño peppers
1 cup (4 ounces) shredded Monterey Jack cheese
1 cup (4 ounces) shredded Cheddar cheese
1 1/2 cups shredded lettuce
1 large tomato, chopped
Combine sour cream and taco seasoning mix. Spread refried beans onto a 9-inch round serving plate; spoon sour cream mixture evenly over beans. Layer with jalapeño peppers and next 4 ingredients. Serve with tortilla chips.