1. Preheat oven to 350°. Combine first 3 ingredients in a medium bowl. Press mixture onto bottom of a lightly greased 13- x 9-inch pan. Bake 8 minutes. Sprinkle pecans, chocolate morsels, and coconut over hot crust. Pour condensed milk over top. (Do not stir.)
2. Bake at 350° for 20 to 25 minutes or until lightly browned and edges are bubbly. Let cool 1 hour on a wire rack. Cut into bars.