1. Spoon refried beans evenly into 6 (6-oz.) lightly greased ramekins or custard cups. Top each with 1 cheese cube, pressing gently into center of beans. Top beans with 1 jalapeño pepper. Place ramekins on a baking sheet.
2. Bake at 350° for 30 minutes or until cheese is melted and beans are heated.
Note: If you prefer, spread beans into a lightly greased 8- x 8-inch baking dish. Top with cheese cubes and jalapeño peppers, pressing gently into beans. Bake as directed.